This study aims to analyze the influence of bank-specific factors and macroeconomic factors on bank profitability in Indonesia during the period of 2009 to 2023. The analyzed bank-specific factors include capital adequacy ratio, credit risk, loan to deposit ratio, and bank size. Meanwhile, the examined macroeconomic factors are Gross Domestic Product (GDP) and inflation rate. This study uses secondary data obtained from bank financial reports and macroeconomic statistical data during the period. The population of this study covers all banks registered as Bank Issuers on the Indonesia Stock Exchange in 2023. The analysis techniques used in this study are descriptive analysis and panel data regression using Eviews 10 software. The results indicate that the capital adequacy ratio has a negative influence on bank profitability, while credit risk and bank size have a positive influence on bank profitability. However, the loan to deposit ratio does not have a significant influence on bank profitability. In addition, GDP has a positive influence on bank profitability, while the inflation rate does not have a significant influence on bank profitability.

Keywords: Bank Profitability, Banking specific, Macroeconomic factors